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  • Andre Hill's Family Will Receive a $10 Million Payout from Ohio's Capital City Columbus:Reports
  • As Israeli Air Strikes Escalate, the Death Toll in Gaza Rises to 122:Reports
  • Completely Vaccinated People No Longer Need to Wear Masks:US Health Officials
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  • Beware of Fake News and Fake Messages on Social Media
  • Check Whether Photos Are Original or Photoshopped or Out of Context Pictures
  • Check Google images for Authenticity-You Can Find Help from Google Reverse Images Search
  • Beware of Fake News Websites Which Run by People With No Journalism Background to Promote Their Own Ideology
  • Check the News Sources from Other Websites Whether They Picked Up the Story or Not
  • Forwarding Social Media Messages from Unknown Sources or Little Known Sources, It Would be Better to Ignore Them
  • You Can Easily Identify Fake Messages if the Message Requests You to Share
  • Beware of Fake News or Fake Photos/Videos Relating to Communal Hatred
  • Always Check Fact Checking Sites if You Have Some Doubts About the Authenticity of Any Information or Picture

Details

What do you need to know about the 3 credit bureaus?

You may already know TransUnion, Experian and Equifax are the three national credit bureaus. Simple enough. But knowing more about what they do, what they don’t do and what you can do makes it easier to navigate the credit reporting system—which can save you time, money and aggravation. Here are 3 credit bureau facts you may not know, but should.

Fact 1: Each bureau produces its own report & score.
Each of the 3 credit bureaus produces their own, separate credit report and their own separate credit score. That means one bureau’s report or score may not look like another’s report or score, especially since some creditors may report information to one or more bureaus at different times

Why it’s important:
To get a more complete picture of your credit, you should pay attention to your credit at all 3 bureaus. And that’s why, for example, TrueCredit offers credit monitoring for all 3 bureaus.

Fact 2: There’s no such thing as a legally required free annual credit score. 
But many people think there is. You are legally entitled to a free annual credit report from each of the 3 credit bureaus. But none of them come with a score. That said, when you get your annual credit report from one of the bureaus, the bureau may show you a separate offer for your credit score. That score offer may be free or carry a fee. It’s up to the bureau, but just know they’re not required to offer you a free score.

Why it’s important:
There are many good reasons to know your credit score—it shows you where your credit stands at any one time and it’s a quick way to keep up with your credit health, among other benefits. Just know you’re not entitled to it free of charge at annualcreditreport.com. Whether you can get free scores somewhere else or how much you’d pay depends on the score, seller and a lot of other details.

Fact 3: Knowing which bureau(s) to contact depends on the kind of issue.
Before you contact a bureau, it’s a good idea to know which bureau or bureaus you need to reach. And that depends on what you want to do.

To dispute something on your credit report, contact the bureau that produced the report.

  • To place a fraud alert on your credit files, pick a bureau, any bureau. It doesn’t matter which, because each of the 3 is required to notify the others about your fraud alert.
  • To place a credit freeze (sometimes called a security freeze), you need to contact each of the 3 credit bureaus.
    Why it’s important Knowing which bureaus to contact can save you time, which is nice if you have a little time to save. But it becomes critical knowledge when your credit may be at risk or when you think you may have become a fraud victim. It pays to know what to do when every second matters.
  • Take the next step: protect your credit and start saving money.

The Article was First Published by True Credit

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How to identify Fake News or Messages on Social Media 

Beware of Fake News and Fake Messages on Social Media

Always follow websites or social media platforms of traditional media outlets whether newspapers, magazines,Television News Channels or Radio Stations and authentic online only media outlets.They still maintain journalism excellence and stress on reportorial talent.On the other hand, fake news websites run by people with non journalism background and promote their own ideology with fake news and disinformations and obviously conspiracy theories.

But unfortunately mainstream media also manipulates news to establish their story angle.There were various instances when News papers and TV Channels promoted fake news/conspiracy theories in the form of out of context or manipulated pictures/videos and distorted informations.

Always check the URL of any website.Some fake news websites look like the orginal and popular one the same layout,Logo but if you check the URL you may find extra words like if the orginal website's URL is www.xxx.com the duplicate one might be www.xxx.com.co or something like that so first check the URL for authentic informations.

Check whether photos are original or photoshopped.Check Google images for authenticity.You can find help from Google Reverse Images search.

Check the news sources from other websites whether they picked up the story or not.

Whether the website layout is little bit clumsy and obviously grammatical mistakes and spelling mistakes and excessive use of Sex related and sensational and hate stories.Because sex and hate sells.

Follow official websites relating to COVID-19

WHO Clarifies the disinformation about the virus:
COVID-19 virus can be transmitted in areas with hot and humid climates
Cold Weather and Snow can not kill the new coronavirus
Taking a Hot Bath Does Not Prevent COVID-19
COVID-19 Can not be transmitted through mosquito bites

Spraying alcohol or chlorine all over your body will not kill viruses that have already entered your body. Spraying such substances can be harmful to clothes or mucous membranes (i.e. eyes, mouth)

According to World Health Organization (WHO): Regularly and thoroughly clean your hands with an alcohol-based hand rub or wash them with soap and water

Maintain at least 1 metre (3 feet) distance between yourself and anyone who is coughing or sneezing.

Avoid touching eyes, nose and mouth . If you have fever, cough and difficulty breathing, seek medical care early.

Stay at home if you begin to feel unwell, even with mild symptoms such as headache and slight runny nose, until you recover.

Follow WHO guidelines

www.who.int

When you follow COVID-19 related news and messages from social media then check and recheck it before consuming it.Follow journalism mantra: if your mother says she loves you, check it out.

Most of the messages or informations quote different organizations like WHO, UNICEF, UNDP,Cambridge University  or other well known institutes,organizations or individual to authenticate the messeges.Check official websites of these organizations  if stories are repeated there

Forwarding messages from unknown sources or little known sources, it would be better to ignore it.

Check whether any logo like UNICEF or WHO or other organizations used in the messages which look similar to original logo.

These type of messages are full of Grammatical mistakes and spelling mistakes which are quite uncommon in original messages.

Some fake messages pretend to be real one like unofficial Twitter handle of international media organizations like BBC,CNN,Washinton Post, New York Times-check the official Twitter handles of media outlets.

You can identify fake messages if the message requests you to share it.

Beware of Fake News or Fake Photos/Videos Relating to Communal Hatred

Always check the fact checking sites if you have some doubts about the authenticity of any information or picture.

www.boomlive.in

www.altnews.in

https://check4spam.com

https://smhoaxslayer.com

www.factchecker.in

www.allsides.com

www.factcheck.org

www.newsbusters.org

www.politifact.com

www.snopes.com

www.propublica.org

The Same Method Applies to You Tube Videos Check the Source the credibility of the Source.To Check Fake You Tube Videos Check and Recheck the sources. Does the person have the legal right to the video posted? Did that person capture the video? Whether it has been altered?

But due to advancement of technology we can not really wipe out fake news.According to experts advent of  Artificial Intelligence(AI) some companies small or big one developing  technologies that can  lay digitally created script to anybody's voice  even words,sentences never said by the person.Even they a.re developing a technology which can create fake video footage,images,audios like originals.So be cautious! Rumour-mongers are active everywhere whether in physical world or cyber world.

Without evidence or with fake evidence, a conspiracy theory will always remain a conspiracy theory.

For any further information relating to fake news and how-to search authentic informations from the internet write to us info@crimeandmoreworld.com or Whats App:+916289017966

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